Facing Foreclosure in Tucson? Sell Your House Fast for Cash

How foreclosure works in Arizona

Most Arizona home loans use a deed of trust, so lenders usually foreclose through a non-judicial trustee's sale instead of going to court. Once the trustee records a Notice of Trustee's Sale, the sale can be held as soon as 91 days later.

Until then, you still own the house and you can still sell it. In many cases you can also reinstate the loan by paying what's past due before the sale. Every week counts, so the earlier you call, the more choices you have.

We are not attorneys. If you have questions about your rights, talk to an Arizona real estate attorney or a HUD-approved housing counselor.

How we help homeowners facing foreclosure

Why a quick cash sale can help

• Speed: a traditional listing can take months. We can often close in 7 to 14 days.
• Protect your equity: selling before the trustee's sale lets you keep the money left after the loan is paid, instead of losing it at auction.
• No repairs or showings: we buy the house as-is, even if it needs work.
• No commissions or fees: more of the sale goes toward the loan and to you.
• A fresh start: a completed sale is usually easier to explain to future lenders than a foreclosure.

Other options worth knowing about

Selling isn't the only path. Depending on your situation, you might be able to reinstate the loan, ask for a loan modification or forbearance, or arrange a short sale with your lender. We'll be straight with you about whether a cash sale makes sense, even if the answer is no.

Already have a different situation too? See our pages on houses that need repairs and inherited houses.

Foreclosure FAQ

Can I sell my house if I'm behind on payments in Arizona?

Yes. You can sell up until the trustee's sale. The loan and any back payments are paid off from the sale at closing, and anything left over is yours.

How long does foreclosure take in Arizona?

Most Arizona foreclosures are non-judicial trustee's sales. The sale can happen as soon as 91 days after the Notice of Trustee's Sale is recorded, so time matters.

Will selling stop the foreclosure?

If the sale closes before the trustee's sale date, the loan is paid off and the foreclosure ends. We can often close in 7 to 14 days.

What if I owe more than the house is worth?

Call us anyway. We'll look at the numbers honestly. If a cash sale won't cover the loan, we'll tell you and point you toward other options, such as talking to your lender about a short sale.

Does it cost anything to get an offer?

No. The offer is free, there are no commissions, and you're never obligated to accept it.